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100% Minnesota Home Loans

Fixed rate financing is available- enjoy the security of knowing what your monthly payments will be for the life of the loan.

You can have 100% loans in Minnesota with this great Zero Down option with little or NO CLOSING COSTS. This program is great for just about everyone that has a great credit history.

Apply Online or give us a call toll free 808.357.5326 and talk to one of our experienced loan consultants today.

Just when you thought it couldn't get any easier to buy the home of your dreams!

100% Minnesota Home Loans might just have you in that home faster than you ever imagined.

In today's economy, it is becoming more and more common to purchase a home with no money down. For the first time, a large number of lenders are offering 100% Minnesota Home Loans, these no-down-payment loans are perfect for consumers with great credit. Below we have listed a few more notes about about the 100% Home Loans. There are several loan options available and if this particular loan does not fit your needs , please take a moment to tour our site and view the other loan options we suggest.

  • Good to Excellent credit history required
  • Zero Down - buy your home with NO money down
  • Less income required - expanded debt ratios makes it easier to qualify
  • Little or no cash up-front - 100% of the closing costs can come from a gift or other source

In addtion, we have special programs that also offer 100 percent financing

There are several methods by which eligible home buyers can minimize or even eliminate down payments. Even with dad credit, home loans with no money down in Michigan are possible.

HUD - The Office of Housing and Urban Development (HUD) offers special financing for first-time home buyers. This program is based upon need and is designed to allow low-income families to obtain their first home without a significant down payment or closing fees. Also, many HUD foreclosure homes require no down payments.

Job-Related Federal Programs - The federal government has programs to help farmers and police personnel acquire homes with nothing down. To encourage police to occupy homes in crime-targeted areas, special federal programs permit police officers to purchase homes in selected areas with nothing down. Information is available to law enforcement officers through their places of employment.

VA Loans - The method of purchasing a home with no down payment that most people are familiar with is through the Department of Veterans Affairs, or VA. There is no maximum home loan amount. No money down VA foreclosures are available to everyone. What many people do not know is that you do not have to be a veteran to purchase a VA foreclosure with nothing down. Some require nothing down or just a fee of $500. Although the homes are sold from the VA, purchasers must obtain conventional or FHA loans unless they are veterans or active military. VA foreclosures with nothing down or $500 fees can be found among those from banks, lending institutions and federal agencies.

Local Programs - Some states, counties and cities offer programs that can eliminate down payments. Often, prospective home buyers must meet income requirements, hold certain jobs, be a first-time buyer or agree to buy in a specific area.

Use our online inquiry form or give us a call toll free 808.357.5326 at and talk to one of our experienced loan consultants today.

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