100% Minnesota Home Loans
Fixed rate financing is available- enjoy the security
of knowing what your monthly payments will be for the life of the
You can have 100% loans in Minnesota with this great Zero Down option
with little or NO CLOSING COSTS. This program is great
for just about everyone that has a great credit history.
Apply Online or give
us a call toll free 808.357.5326
and talk to one of our experienced loan consultants today.
Just when you thought it couldn't get any easier to buy
the home of your dreams!
100% Minnesota Home Loans might just have you in that home faster
than you ever imagined.
In today's economy, it is becoming more and more common to purchase
a home with no money down. For the first time, a large number of
lenders are offering 100% Minnesota Home Loans, these no-down-payment
loans are perfect for consumers with great credit. Below we have
listed a few more notes about about the 100% Home Loans. There are
several loan options available and if this particular loan does
not fit your needs , please take a moment to tour our site and view
the other loan options we suggest.
- Good to Excellent credit history required
- Zero Down - buy your home with NO money down
- Less income required - expanded debt ratios makes it
easier to qualify
- Little or no cash up-front - 100% of the closing costs
can come from a gift or other source
In addtion, we have special programs that also offer 100
There are several methods by which eligible home buyers can minimize
or even eliminate down payments. Even with dad credit, home loans
with no money down in Michigan are possible.
HUD - The Office
of Housing and Urban Development (HUD) offers special financing
for first-time home buyers. This program is based upon need and
is designed to allow low-income families to obtain their first home
without a significant down payment or closing fees. Also, many HUD
foreclosure homes require no down payments.
Job-Related Federal Programs
- The federal government has programs to help farmers and police
personnel acquire homes with nothing down. To encourage police to
occupy homes in crime-targeted areas, special federal programs permit
police officers to purchase homes in selected areas with nothing
down. Information is available to law enforcement officers through
their places of employment.
VA Loans - The method
of purchasing a home with no down payment that most people are familiar
with is through the Department of Veterans Affairs, or VA. There
is no maximum home loan amount. No money down VA foreclosures are
available to everyone. What many people do not know is that you
do not have to be a veteran to purchase a VA foreclosure with nothing
down. Some require nothing down or just a fee of $500. Although
the homes are sold from the VA, purchasers must obtain conventional
or FHA loans unless they are veterans or active military. VA foreclosures
with nothing down or $500 fees can be found among those from banks,
lending institutions and federal agencies.
Local Programs -
Some states, counties and cities offer programs that can eliminate
down payments. Often, prospective home buyers must meet income requirements,
hold certain jobs, be a first-time buyer or agree to buy in a specific
Use our online inquiry form
or give us a call toll free 808.357.5326
at and talk to one of our experienced loan consultants today.